Owners' P&I Policies

Owners' Fixed Premium Cover

Our Owners’ Fixed Premium Insurance cover is ideal for owners of small vessels, typically under 10,000 GT, that do not require the high limits of liability provided by the IG mutual cover.

To find out more about our Owners’ Fixed Premium Insurance cover, get in touch with our expert team.


Cover is tailored to meet your specific requirements including, but not limited to, the following:

Liability to seamen Pollution liabilities Persons in distress
Loss and/or Damage to Property Including FFO Stowaways, deserters and refugees Cargo liabilities
Liability to persons other than crew Wreck liabilities Life salvage
Towage liabilities Quarantine expense Owners’ unrecoverable General Average
Liabilities arising from collisions Fines


Our full range of additional and ancillary insurances includes:

Legal defence (FD&D) Extended towers’ liabilities Salvors’ liabilities
Contractual liabilities Shipowner liabilities (SOL) Specialist operations
War risks (P&I)


Risk Appetite

There’s no limit on the maximum tonnage covered but typically insured vessels are under 10,000 GT. Vessel types covered includes:

Dry Cargo Container Tankers
Tug & Barge Passenger Offshore support

The cover is suitable for worldwide, coastal and inland trading vessels.

Terms and Conditions of Cover


Owners’ Fixed Premium terms and conditions - 2024



Owners’ Fixed Premium Terms and Conditions 2019 - for policies commencing prior to 20 February 2021



Ancillary covers terms and conditions



Circular: Policy Year 2021 - Renewal


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